True luxury is buying this necklace at some random shop because I knew it would look great with pretty much everything in my closet. I bought it last winter and it cost me $15.
I'm seeing it (or rather, very similar ones) all over the magazines and stores, except that they're selling for hundreds of dollars. But it doesn't matter -- I bought it because I liked it, not because I saw it on some catalog. This is why time spent defining your style is time well spent.
You're dressing on your terms, the complete opposite of being a slave to fashion.
And when you find your treasure, you'll be ready to snap it up at a bargain price.